Life Lessons with The Blue Cross and Blue Shield Man Named Pat.
I’m really starting to feel this urgency to GET EVERYTHING DONE.
And in my overwhelmed super productive frenzy, I remembered I wanted to order a personalized phone cover with my baby girl’s picture on it (REAL important stuff on my to-do lists, I KNOW lol) so I went to the website to order it.
ONLY TO REALIZE I’M KIND OF MISSING SOMETHING!
Hahahahahaha- there are just some things that really can’t get done before she arrives.
Almost as important as my personalized phone cover would be the to-do list item I then actually was working to check off in terms of making sure this baby girl has insurance.
Let me give you a glimpse of the glory of a phone call I just had with my dear friend Pat at Blue Cross and Blue Shield:
nice insurance man Pat: “So Erica, before you sign your baby and you up for a separate plan after she is born, you might want to take into consideration that in January 2014 you will be forced to switch plans due to the Affordable Care Act, so it might be in your best interest to keep the COBRA as long as possible.”
naive sweet little me: “Except COBRA is super expensive, so why would I want to do that?”
nice insurance man Pat: “Because it potentially will be MORE expensive than your COBRA.”
naive sweet little me: “I’m sorry, I seriously know very little about this Affordable Care Act, but just from the name alone, I guess I thought it would be more AFFORDABLE?”
nice insurance man Pat: “Yeah- that is where it is deceiving actually.”
naive sweet little me: “This insurance world is a tricky one, I tell you.”
nice insurance mat Pat: “It really is.”
This is what growing up looks like. Learning that the world AFFORDABLE actually means the opposite.
Can we get a name change for that act?
I would give you my own list of ideas, but they involve curse words that a naive sweet little mama like me shouldn’t say while carrying my soon to be insured innocent baby girl around.
Feel free to list ideas for a new name for The Affordable Care Act in the comments below though. I won’t read them aloud to my little lady. I promise.